tag:blogger.com,1999:blog-2108689830988180246.post4392195315448764417..comments2023-12-20T05:33:20.386-05:00Comments on Modeled Behavior: Too Much Health Insurance?Karl Smithhttp://www.blogger.com/profile/05863281026797375080noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-2108689830988180246.post-15373732860089829622007-09-16T23:43:00.000-05:002007-09-16T23:43:00.000-05:00"Health insurance is like a big SUV....."Cited as ..."Health insurance is like a big SUV....."<BR/><BR/>Cited as quotable metaphors-analogies in Metaphor-Analogy Archive".<BR/>Thank you.<BR/>http://gistout.comGistOuthttps://www.blogger.com/profile/03843566936926098528noreply@blogger.comtag:blogger.com,1999:blog-2108689830988180246.post-60272923428673251202006-12-15T05:43:00.000-05:002006-12-15T05:43:00.000-05:00well traditional insurance theory sees moral hazar...well traditional insurance theory sees moral hazard as inefficient and welfare reducing. <br />however, i recently came across John Nymans paper that argues that moral hazard is welfare increasing. <br /><br />http://content.healthaffairs.org/cgi/search?ck=nck&andorexactfulltext=and&resourcetype=1&disp_type=&author1=&fulltext=moral+hazard&pubdate_year=&volume=&firstpage=Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2108689830988180246.post-43295580513850918032006-12-14T19:49:00.000-05:002006-12-14T19:49:00.000-05:00Interesting blog.
I disagree with your comparison...Interesting blog.<br /><br />I disagree with your comparison of health care to SUVs on the road. There are several problems. People without insurance actually create the "congestion" in hospitals, because they are unable to pay for their treatments. Since hospitals are required by law to treat anybody who walks into an emergency room, hospitals (even the one at UNC) lose millions of dollars a year to non-paying patients. This lack of insurance therefore decreases the ability of hospitals to hire more staff, buy more equipment and treat more patients.<br /><br />There are many ways to fix the health care system, but suggesting that people give up their insurance is a sure way to make it collapse.<br /><br />Your last point about small clinics run by nurse practitioners is a good one. This is one way of dropping costs of healthcare and increasing health-outcomes. It has been used effectively in the UK as part of their national health-care system and was greated enthusiastically by patients. They take less time to visit and cost less to run than hospitals.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2108689830988180246.post-5873022852033363882006-12-14T19:45:00.000-05:002006-12-14T19:45:00.000-05:00Interesting blog.
I disagree with your comparison...Interesting blog.<br /><br />I disagree with your comparison of health care to SUVs on the road. There are several problems. People without insurance actually create the "congestion" in hospitals, because they are unable to pay for their treatments. Since hospitals are required by law to treat anybody who walks into an emergency room, hospitals (even the one at UNC) lose millions of dollars a year to non-paying patients. This lack of insurance therefore decreases the ability of hospitals to hire more staff, buy more equipment and treat more patients.<br /><br />There are many ways to fix the health care system, but suggesting that people give up their insurance is a sure way to make it collapse.<br /><br />Your last point about small clinics run by nurse practitioners is a good one. This is one way of dropping costs of healthcare and increasing health-outcomes. It has been used effectively in the UK as part of their national health-care system and was greated enthusiastically by patients. They take less time to visit and cost less to run than hospitals.PWNhttps://www.blogger.com/profile/17479846126168010370noreply@blogger.com